How to Lock in a Mortgage Rate Pearl River NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Wells Fargo - Spring Valley
845-425-9200
154 Spring Valley Market Pl
Spring Valley, NY
E M C Mortgage Co Inc
(201)785-1753
74 Buckhaven Hill
Saddle River, NJ
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Salim George Salloum (RFC®), MBA
937 389 9593
35 Teak Rd
Wayne, NJ
Premier Home Mortgage Inc
(718)944-0400
3542 Eastchester Road
BRONX, NY
Bank of America - Lenox Gardens
212.662.0102
106 West 117th Street
New York, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Sound Federal Savings Harrison
(914)835-0500
389 Halstead Avenue
Harrison, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Lincoln Mortgage
(212)581-1550
1010 Clifton Av
Clifton, NJ
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