How to Lock in a Mortgage Rate Pearl River NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Wells Fargo - Bryn Mawr
914-963-0200
157 Lockwood Ave
Yonkers, NY
G Wynn And Associates
(201)342-4006
67 Main Street
Hackensack, NJ
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Salim George Salloum (RFC®), MBA
937 389 9593
35 Teak Rd
Wayne, NJ
The Bank of New York Rockland Division - Banking Offices- Monsey
(845)356-5150
9 Route 59
SPRING VALLEY, NY
Capital One
201-750-2639
600 Piermont Rd
Closter, NJ
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Montvale Mortgage Llc
(201)391-2244
85 Chestnut Ridge Rd
Montvale, NJ
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
All Jersey Title Llc
(973)618-0566
8 Knollwood Dr
Caldwell, NJ
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