How to Lock in a Mortgage Rate Pearl River NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - West Milford
800.432.1000
1618 Union Valley Road
West Milford, NJ
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Salim George Salloum (RFC®), MBA
937 389 9593
35 Teak Rd
Wayne, NJ
Atlantic Coast Bank
(800) 342-2824
21 Law Dr Ste 2
Fairfield, NJ
Bank of America - Parkchester
718.824.9201
65 Metropolitan Oval
Bronx, NY
Bank of America - Paterson - McLean Blvd
800.432.1000
385 McLean Boulevard
Paterson, NJ
Liberty Marketing Group
(845)398-6277
560 Route 303
Orangeburg, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Mortgage World Bankers Inc
(201)816-8600
333 Sylvan Avenue
Englewood Cliffs, NJ
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