How to Lock in a Mortgage Rate Patchogue NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
631-473-7001
532 Old Town Rd
Port Jeff Sta, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
Tri-State Examiners Inc
(631)584-3045
4 Timothy Lane
SAINT JAMES, NY
Residential Mortgage Division Llc
(631) 360-1900
255 W Main St
Smithtown, NY
Chase Bank
(631) 399-3101
425 William Floyd Pkwy
Shirley, NY
National Insurance Brkge
(631)273-4242
125 Wireless Blvd
Hauppauge, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
All Star Sales & Marketing Inc
631-231-1251
Hauppauge, NY
Ameriquest Mortgage Company
(631)471-5457
2100 Middle Country Road
CENTEREACH, NY
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