How to Lock in a Mortgage Rate Patchogue NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

North Star Title Agency Inc
(631)727-2225
301 East Main Street
Riverhead, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
Aapex Mortgage
631-580-1063
Holbrook, NY
Mortgage Catalog Store Inc
(631)475-9800
680 Medford Avenue
PATCHOGUE, NY
Five Star Mortgage Corporation
(631)589-7827
1376 Locust Avenue
BOHEMIA, NY
Chase Bank
(631) 744-6100
346-20 Route 25a
Rocky Point, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
Camelot Funding Corporation
631-289-2525
Patchogue, NY
Guaranteed Home Mortgage CO
(631)348-7400
11 Oval Drive Suite 175
ISLANDIA, NY
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