How to Lock in a Mortgage Rate Patchogue NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(631) 744-6100
346-20 Route 25a
Rocky Point, NY
National Insurance Brkge
(631)273-4242
125 Wireless Blvd
Hauppauge, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
Washington Mutual-Financial Center
(631)751-8846
430 Route 25a
STONY BROOK, NY
Family Home Finance Corp
(631)862-0800
872 Jericho Trnpk
SAINT JAMES, NY
Chase Bank
(631) 231-5201
1800 Brentwood Rd
Brentwood, NY
Capital One
631-724-3400
143 Alexander Ave
Lake Grove, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
Titan Financial Services Inc
(631)360-3522
111 Smithtown Bypass Suite 105
HAUPPAUGE, NY
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