How to Lock in a Mortgage Rate Patchogue NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
631-874-2153
485 County Road 111
Manorville, NY
Sylvias Mortgage
(516)933-6160
10 Corwin Ln
Hampton Bays, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
Eden Mortgage Corp
(631)581-7700
91 Carleton Av
ISLIP TERRACE, NY
Chase Bank
(631) 589-0701
131 Main St
Sayville, NY
TD Bank
(631) 285-6850
2822 Middle Country Road
Lake Grove, NY
Allstate Insurance Michelle De Santis
(631)399-1100
895 Montauk Hwy.
Shirley, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
Paragon Mortgage Bank
(631)288-2800
487 Montauk Hwy
EAST QUOGUE, NY
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