How to Lock in a Mortgage Rate Ozone Park NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Across Merrick Train Stat 2160 Sunrise Hwy
Merrick, NY
Sano Brokerage Co Inc
(516)228-0211
585 Stewart Ave # Stel80
Garden City, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Intercontinental Capital Group Inc
(212) 485-9605
55 E 59Th St Fl 4
New York, NY
HSBC Bank
1.800.975.HSBC (4722)
3130 Hempstead Tpke
Levittown, NY
Chase Bank
(212) 690-5310
3515 Broadway
New York, NY
Cooperhorowitz
(212)986-8400
51 East 42nd Street
New York, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Gold Coast Funding Corp
(516)292-3300
111 Hempstead Trnpk
WEST HEMPSTEAD, NY
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