How to Lock in a Mortgage Rate Ozone Park NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Perez And Lamar Enterprises Inc
(973)680-4550
599 Bloomfield Av
Bloomfield, NJ
Washington Mutual - Brooklyn- Bushwick- Bank
(718)384-5320
726 Grand Street
BROOKLYN, NY
Global Financial Center
(718)822-2006
3432 East Tremont Av
BRONX, NY
Amcor Network Deluxe Mortgage CO
(718)849-4995
8852 Myrtle Avenue
RIDGEWOOD, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Ipi Financial Services Inc
(201)541-5424
400 Sylvan Av
Englewood, NJ
Gold Coast Funding Corp
(516)292-3300
111 Hempstead Trnpk
WEST HEMPSTEAD, NY
Equity Management
(212)949-6680
420 Lexington Avenue
NEW YORK, NY
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