How to Lock in a Mortgage Rate Oswego NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Central Square
800.432.1000
3235 Fulton St
Central Square, NY
Fitzgibbons Agency
(315)342-5000
35 East 1st Street
Oswego, NY
Oswego Valley Abstract Corporation Abstracting Service
(315)343-1042
46 East Bridge Street
Oswego, NY
Oswego Valley Insurance Agencies Llc
(315)343-3787
166 West 1st Street
Oswego, NY
Community Bank NA
(315)564-5118
343 State Route 34
HANNIBAL, NY
Chase Bank
(315) 343-9650
204 W First St
Oswego, NY
Eastern Shore Associates Insurance Fulton
(315)598-6000
101 Cayuga Street
Fulton, NY
Oswego County Savings Bank Oswego Office
(315)343-4100
44 East Bridge Street
Oswego, NY
Oswego Valley Abstract Corporation Title Insurance Department
(315)343-7018
46 East Bridge Street
Oswego, NY
Fulton Savings Bank - Mortgage Department
(315)592-3171
75 South 1st Street # 1
FULTON, NY

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