How to Lock in a Mortgage Rate Oswego NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Eastern Shore Associates Insurance Fulton
(315)598-6000
101 Cayuga Street
Fulton, NY
Fulton Savings Bank Hannibal Village Plaza Fulton Offices Loan Rep Of
(315)343-1230
102 West Utica Street
Oswego, NY
Public Abstract Corporation
(315)343-7068
94 East Bridge Street
Oswego, NY
Oswego County Savings Bank - Oswego Office
(315)343-4100
44 East Bridge Street
OSWEGO, NY
Fulton Savings Bank - Hannibal Village Plaza- Fulton Offices- Loan Rep Of
(315)343-1230
102 West Utica Street
OSWEGO, NY
Bank of America - Fulton
800.432.1000
707 S. Fourth St
Fulton, NY
Four Corners Abstract Corporation
(315)342-1601
85 West Bridge Street
Oswego, NY
Oswego Valley Abstract Corporation Title Insurance Department
(315)343-7018
46 East Bridge Street
Oswego, NY
Ticor Title Insurance Co
(315)342-2184
34 East Bridge Street
Oswego, NY
Fulton Savings Bank - Mortgage Department
(315)592-3171
75 South 1st Street # 1
FULTON, NY