How to Lock in a Mortgage Rate Ossining NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Luxury Mortgage
(203)327-6000
177 Broad Street Ofc
Stamford, CT
Mortgage CO
(914)428-0559
235 Mamaroneck Avenue
WHITE PLAINS, NY
Prospect Mortgage Llc
(914) 733-7900
711 Westchester Ave # 304
West Harrison, NY
Wells Fargo - Scarsdale
914-723-6116
24 Chase Rd
Scarsdale, NY
The Bank Of New York Rockland Division Banking Offices Suffern
(845)357-4300
67 Lafayette Avenue
Suffern, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Strauss Mortgage Grp Llc
(914)696-3300
2 Gannett Dr
WEST HARRISON, NY
Countrywide-Full Spectrum Lending Division
(914)366-0405
200 White Plains Road
TARRYTOWN, NY
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