How to Lock in a Mortgage Rate Ossining NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
201-750-2639
600 Piermont Rd
Closter, NJ
Allstate Insurance Theresa Dinuzzo
(914)241-2100
280 No Bedford Road Rte 117
Mount Kisco, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Ivory Mortgage Corporation
(718)653-1500
4601 White Plains Road Apt 1
BRONX, NY
Phh Home Loans Llc
(866) 897-0056
366 Underhill Ave
Yorktown Heights, NY
Chase Bank
(203) 869-6888
500 W Putnam Ave
Greenwich, CT
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
The Bank of New York Rockland Division - Banking Offices- Chestnut R
(845)356-4750
501 Chestnut Ridge Road
SPRING VALLEY, NY
Affluent Properties Associates LLP
(914)472-9434
1088 Central Park Avenue
SCARSDALE, NY
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