How to Lock in a Mortgage Rate Ossining NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Household Finance Corporation Yonkers
(914)961-1253
2167 Central Park Avenue
Yonkers, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Home Buyers Mortgage
(201)439-0700
51 Legion Drive
Bergenfield, NJ
Capital Home Mortgage Corporation
(914)779-3100
2042 Central Park Avenue
YONKERS, NY
HSBC Bank
1.800.975.HSBC (4722)
Wendy'S Restaurant 16 Route 303
Tappan, NY
Benedict And Cafagno Agency
(914)683-1105
Po Box 460
White Plains, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
All American Lending
201-768-2203
Closter, NJ
Mortgage Diagnostics
(914)858-6983
130 North Main Street
NEW CITY, NY
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