How to Lock in a Mortgage Rate Oceanside NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Fashion Avenue
212.704.7075
515 Seventh Ave
New York, NY
Selective Associates Inc
(516)546-5500
1687 Merrick Avenue
Merrick, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Carver Federal Savings Ala
(212) 360-8600
75 W 125Th St
New York, NY
Capital One
718-346-3801
5102 Church Ave
Brooklyn, NY
First Metropolitan
(718)392-3121
1115 49th Avenue
Long Island City, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
East Coast Capital Corp
(516)358-6500
270 Jericho Trnpk
FLORAL PARK, NY
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