How to Lock in a Mortgage Rate Oceanside NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Allstate Insurance Anthony S. Furnari
(516)333-4300
160 Post Ave
Westbury, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
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Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
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Approved Mortgage Inc.
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215 67th Street
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Bethpage Federal Credit Union
(516) 688-3135
899 S Oyster Bay Rd
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R And J Abstracts Inc
(516)746-1173
240 Old Country Road
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Helen Beichel
1133 Park Place
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Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
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Countrywide
516-328-3980
Elmont, NY
Vanguard Funding Llc
(516) 403-9100
300 Garden City Plz Ste 170
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