How to Lock in a Mortgage Rate Oceanside NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(516) 756-5676
138 Hillside Ave
Williston Park, NY
Allstate Insurance Althea N. Johnson
(516)933-3636
87 N Broadway
Hicksville, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
American Renaissance Mortgage
(516)797-5758
4110 Merrick Rd
MASSAPEQUA, NY
Chase Bank
(631) 691-0670
4 John St
Amityville, NY
Chase Bank
(718) 793-8202
104-17 Queens Blvd
Forest Hills, NY
Turner Paul Insurance
(516)379-2456
17 Merrick Avenue North
Merrick, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
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