How to Lock in a Mortgage Rate Oakland Gardens NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Brighton Beach
347.962.3095
501 Brighton Beach Avenue
Brooklyn, NY
Parrate Mortgages
(718)987-6300
62 Sand Ln
Staten Island, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Concord Mortgage Corporation
631-756-0760
Melville, NY
Chase Bank
(917) 492-2796
1924 Third Ave
New York, NY
Bank of America - Harmon Meadow
800.432.1000
700 Plaza Drive
Secaucus, NJ
Carbone And Molloy
(516)333-2440
346 Maple Ave
Westbury, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Continental Home Loans Inc.
(800) 540-8838
175 Pinelawn Road
Melville, NY
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