How to Lock in a Mortgage Rate Niagara Falls NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Portage Road/Tops
716-282-4700
1000 Portage Rd
Niagara Falls, NY
Bank of America
800.432.1000
5712 Main Street
Williamsville, NY
Beggs Richard C
(716)791-3301
2364 Ridge Road
Ransomville, NY
Novastar Home Mortgage Inc
(716)692-7007
908 Niagara Falls Boulevard
NORTH TONAWANDA, NY
Citifinancial
(716)831-0014
2800 Sheridan Drive
TONAWANDA, NY
HSBC Bank
1.800.975.HSBC (4722)
Bailey & Westminster Ave 3107 Bailey Ave
Buffalo, NY
Citizens Bank - Mid City Plaza / Tops
716-692-4397
301 Meadow Dr
N Tonawanda, NY
Walsh Duffield
(716)852-7430
801 Main St
Buffalo, NY
WNY Mortgage Assistance COR
(716)685-0511
2470 Walden Avenue
BUFFALO, NY
Household Finance Corporation
(716)835-8383
3314 Sheridan Drive
BUFFALO, NY

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