How to Lock in a Mortgage Rate Niagara Falls NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
G.I. Blvd & Baseline 2300 Grand Island Blvd
Grand Island, NY
HSBC Bank
1.800.975.HSBC (4722)
Transit Rd Near Casey Rd 6525 Transit Rd
East Amherst, NY
Four Corners Abstract
(716)856-0868
581 Ellicott Street
Buffalo, NY
Novastar Home Mortgage Inc
(716)692-7007
908 Niagara Falls Boulevard
NORTH TONAWANDA, NY
Advisor Mortgage Llc
(716)447-0676
15 La Salle Av
BUFFALO, NY
HSBC Bank
1.800.975.HSBC (4722)
N. French & Sweethome Rd 665 North French
Amherst, NY
HSBC Bank
1.800.975.HSBC (4722)
Home Depot Plaza 5740 S Transit Rd
Lockport, NY
Citizens Bank - East Amherst
716-568-0100
6545 Transit Road
E. Amherst, NY
Accu Data Search
(716)438-2575
175 Hawley
Lockport, NY
Household Finance Corporation
(716)684-2485
3729 Union Road
BUFFALO, NY