How to Lock in a Mortgage Rate Newburgh NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - New Paltz SS
845-256-3802
271 Main St.
New Paltz, NY
Dawn Conklin Associates
(845)294-9064
265 Main Street
Goshen, NY
Major Abstract Corporation
(914)739-1998
1011 Park Street
Peekskill, NY
CTX Mortgage CO Inc
(845)564-5500
6 Jeanne Drive
NEWBURGH, NY
Residential Home Funding Corporation
(888) 894-3793
1100 Route 55
Lagrangeville, NY
HSBC Bank
1.800.975.HSBC (4722)
West Point (Usma) 195 Main St
Highland Falls, NY
TD Bank
845-628-8576
915 S Lake Boulevard
Mahopac, NY
Goshen Searchers Inc
(845)294-5110
20 Scotchtown Avenue
Goshen, NY
Fidelity Home Mortgage Corporation
(845)294-3775
2679 Route 17M
GOSHEN, NY
Countrywide Home Loans
(845)567-3300
263 Route 17K
NEWBURGH, NY

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