How to Lock in a Mortgage Rate Newburgh NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(845) 831-4285
404 Main St
Beacon, NY
Wells Fargo - Cold Spring
845-265-9261
41 Chestnut St
Cold Spring, NY
Ms Mortgage Group
(845)896-2031
1065 Main Street
FISHKILL, NY
Greenshire Financial Group
(845)567-9099
255 Route 17K
NEWBURGH, NY
ADS Funding Corp
(845)255-7111
40 Rocky Hill Rd
NEW PALTZ, NY
HSBC Bank
1.800.975.HSBC (4722)
West Point (Usma) 195 Main St
Highland Falls, NY
Chase Bank
(845) 471-2030
2586 S Rd
Poughkeepsie, NY
Putnam Funding LLC
(845)621-1100
97 Oak Ridge Circle
MAHOPAC, NY
M & T Bank - Area Branches- M & T Securities Inc- Branches- Cold Sp
(845)265-3628
40 Chestnut Street
COLD SPRING, NY
Goshen Savings Bank - A Division of the Berkshire Bank
(845)294-6151
2 South Church Street
GOSHEN, NY

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