How to Lock in a Mortgage Rate Newburgh NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - New Paltz SS
845-256-3802
271 Main St.
New Paltz, NY
TD Bank
845-565-4001
800 Broadway
Newburgh, NY
Highland Falls Federal Savings And Loan Association
(845)446-4711
252 Main Street
Highland Falls, NY
Walden Savings Bank
(845)778-7505
2 Bank Street
WALDEN, NY
Greenshire Financial Group
(845)567-9099
255 Route 17K
NEWBURGH, NY
TD Bank
845-229-2675
4240 Albany Post Road
Hyde Park, NY
Wells Fargo - Poughkeepsie
845-297-4657
1863 South Rd
Wappingers Falls, NY
TD Bank
845-896-2347
18 Westage Drive, Suite 15
Fishkill, NY
Clear Abstract Inc
(845)565-8900
5419 Route 9w
Newburgh, NY
Guarenteed Home Mortgage Corporation
(845)565-3555
52 North Plank Road
NEWBURGH, NY

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