How to Lock in a Mortgage Rate New York NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Salim George Salloum (RFC®), MBA
937 389 9593
35 Teak Rd
Wayne, NJ
Household Finance Corporation
(718)366-7300
6805 Fresh Pond Road
RIDGEWOOD, NY
Bawa Real Estate & NY Inc
(718)577-0200
10809 101st Ave
SOUTH RICHMOND HILL, NY
Patriot One Mortgage Bankers Llc
(516) 742-6800
142 Willis Ave
Mineola, NY
Alan Kamm
(516)829-5634
305 Northern Blvd Ste 212 P.o. Box 630219
Little Neck, NY
Ronald Mazzarella (RFC®), CHFC, CLU
973 994 9100
293 Eisenhower Parkway Suite 255
Livingston, NJ
Nova Star Home Mortgage
(718)624-2899
59 Flatbush Avenue
BROOKLYN, NY
Guardian Mortgage Capital Corporation
(212)583-1400
110 East 59th Street
NEW YORK, NY
North Jersey Federal Credit Union
(973) 785-9200
711 Union Blvd
Totowa, NJ
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