How to Lock in a Mortgage Rate New York NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Household Finance Corporation Yonkers
(914)961-1253
2167 Central Park Avenue
Yonkers, NY
Ronald Mazzarella (RFC®), CHFC, CLU
973 994 9100
293 Eisenhower Parkway Suite 255
Livingston, NJ
American Savings Bank
(973)239-6450
310 Pompton Ave
Cedar Grove, NJ
Sigma Funding Corp
(718)282-8080
2534 Tilden Av
BROOKLYN, NY
Advisors Mortgage Group Llc
(718) 698-6200
6272 Amboy Rd Ste 2A
Staten Island, NY
Allstate Insurance Neil Koenig
(718)497-5900
6843 Myrtle Ave
Glendale, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Salim George Salloum (RFC®), MBA
937 389 9593
35 Teak Rd
Wayne, NJ
Power Financial
(201)894-1139
325 Sylvan Avenue
Englewood Cliffs, NJ
Personal Home Mortgage Inc
(516)775-4700
900 Hempstead Turnpike
FRANKLIN SQUARE, NY
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