How to Lock in a Mortgage Rate New York NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Dcap Insurance
(718)486-6466
465 Lorimer St
Brooklyn, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Salim George Salloum (RFC®), MBA
937 389 9593
35 Teak Rd
Wayne, NJ
Owens Group Limited Inc
(201)568-2300
Po Box 1265
Englewood Cliffs, NJ
Fairmont Funding
(718)488-7400
26 Court Street
BROOKLYN, NY
Certified Mortgage Co
(201)265-0066
912 Kinderkamack Road
River Edge, NJ
Allstate Insurancescordo Agency Inc.
(718)428-4001
210-09 Northern Boulevard
Floral Park, NY
Ronald Mazzarella (RFC®), CHFC, CLU
973 994 9100
293 Eisenhower Parkway Suite 255
Livingston, NJ
First Financial Equities
(201)227-4217
25 Rockwood Place
Englewood, NJ
Funding Associates
(516)285-9000
241-09 Linden Blvd
ELMONT, NY
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