How to Lock in a Mortgage Rate New Windsor NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Hambletonian Abstract Inc
(845)294-8313
261 Greenwich Avenue
Goshen, NY
Suntrust Mortgage Inc
(845)569-2195
5020 Route 9W
NEWBURGH, NY
Sound Federal Savings - Yorktown Heights
(914)962-3883
1961 Commerce Street
YORKTOWN HEIGHTS, NY
CTI Abstract Corporation
(845)294-5428
176 Main Street
GOSHEN, NY
ADS Funding Corp
(845)255-7111
40 Rocky Hill Rd
NEW PALTZ, NY
TD Bank
845-565-4001
800 Broadway
Newburgh, NY
Wells Fargo Financial
(845)344-6200
201 Dolson Ave Mdltn Commons Shpg Ctr Ste F
MIDDLETOWN, NY
Stoneleigh Inc
(845)621-4251
559 Route 6
MAHOPAC, NY
Manhattan Mortgage CO
(914)271-3645
125 Grand Street
CROTON ON HUDSON, NY
Atlantic States Mortgage Corp.
(845)883-9083
2044 State Route 32
MODENA, NY

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