How to Lock in a Mortgage Rate New Windsor NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Goshen
800.432.1000
54 West Main St
Goshen, NY
Wells Fargo - Croton
914-271-6216
50 Maple St
Croton On Hudson, NY
Sullivan Insurance And Financial Services
(845)628-9604
716 Route 6
Mahopac, NY
Stoneleigh Inc
(845)621-4251
559 Route 6
MAHOPAC, NY
Aaria Mortgage Corporation
(845)362-6945
79 Halley Drive
POMONA, NY
Chase Bank
(845) 351-4773
241 Orange Turnpike, Rt 17
Tuxedo Park, NY
TD Bank
845-294-5195
15 Matthews Street
Goshen, NY
Gill Abstract Corporation
(845)294-6972
222 Greenwich Avenue
Goshen, NY
Wells Fargo Home Mortgage Inc
(914)245-2500
2013 Crompond Road
YORKTOWN HEIGHTS, NY
Citifinancial
(845)297-3920
1839 South Road
WAPPINGERS FALLS, NY

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