How to Lock in a Mortgage Rate New Windsor NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

TD Bank
845-496-9147
21 E Main Street
West Haverstraw, NY
Mceachern Darlene
(845)294-3433
252 Main Street
Goshen, NY
Sound Federal Savings - Yorktown Heights
(914)962-3883
1961 Commerce Street
YORKTOWN HEIGHTS, NY
PNC Mortgage
(845)568-5718
5020 Route 9W
NEWBURGH, NY
Wells Fargo Bank Na
(845) 440-2300
1399 Route 52
Fishkill, NY
Chase Bank
(845) 744-2017
75 Main St
Pine Bush, NY
Wells Fargo - Fishkill
845-897-9623
1098 Main St
Fishkill, NY
Tax & Mortgage Consultant
(845)486-8951
94 Washington
POUGHKEEPSIE, NY
Residential Home Funding Corp
(845)563-3801
5020 Route 9W
NEWBURGH, NY
CTX Mortgage CO Inc
(845)564-5500
6 Jeanne Drive
NEWBURGH, NY