How to Lock in a Mortgage Rate New Rochelle NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - 19th and Park Avenue South
646.794.1060
240 Park Avenue South
New York, NY
Team Research
(718)596-8500
189 Montague Street Suite 201
Brooklyn, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Wolkenberg G & M Inc
(516)536-2525
2838 Long Beach Road
OCEANSIDE, NY
HSBC Bank
1.800.975.HSBC (4722)
Corner Of 39Th Street 550 7Th Ave
New York, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
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