How to Lock in a Mortgage Rate New Rochelle NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Aasef Business Services Inc.
(718)262-8457
175-12 93rd Ave
Jamaica, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
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Mr. Jonathan P. Delo (RFC®), CFP
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Wied Williams Real Estate Inc
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The New York Mortgage CO
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1301 Avenue Of The Americ
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Helen Beichel
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Jared Cutler
611 Pondside Drive
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Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
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152 Forest Ave.
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United Financial Corporation of NY
(914)949-8828
6 Chester Avenue
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