How to Lock in a Mortgage Rate New Paltz NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

TD Bank
845-297-4127
1850 S Road
Wappingers Falls, NY
Citizens Bank - Meadow Hill
845-564-3500
1416 Route 300
Newburgh, NY
Consumer Marketing Services Inc
(845)473-6929
272 Main Street
Poughkeepsie, NY
Bridgeview Capital
(845)229-7525
11 Robert Drive
HYDE PARK, NY
American General Financial Services
(845)336-4968
11 Boices Lane
KINGSTON, NY
Bank of America - Kingston
800.432.1000
451 Washington Ave
Kingston, NY
TD Bank
845-338-3016
411 Washington Avenue
Kingston, NY
Wells Fargo - Fishkill
845-897-9623
1098 Main St
Fishkill, NY
Miles Mortgage Service
(845)564-2900
236 South Plank Road
NEWBURGH, NY
Atlantic States Mortgage Corp.
(845)883-9083
2044 State Route 32
MODENA, NY

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