How to Lock in a Mortgage Rate New Paltz NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(845) 897-2104
15 Merritt Blvd
Fishkill, NY
Ronald A. Creeden Agency
(845)229-9500
4236 Albany Post Rd
Hyde Park, NY
Bulls Eye Title Services
(845)744-8794
269 Hardenburgh Road
Pine Bush, NY
Concorde Lending Svces Ltd
845-485-3400
Poughkeepsie, NY
Ameriquest Mortgage Company
(845)485-8836
2649 South Road
POUGHKEEPSIE, NY
HSBC Bank
1.800.975.HSBC (4722)
Haviland Shopping Ctr 876 Violet Ave
Hyde Park, NY
Chase Bank
(845) 255-0500
2 Plattekill Ave
New Paltz, NY
Title Service Company
(845)331-8612
275 Fair Street Suite 17
Kingston, NY
Horizon Financial Groupinc.
(845)485-1853
45 Clark St
Poughkeepsie, NY
Washington Mutual
(718)336-0765
290 Avenue X
MARLBORO, NY

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