How to Lock in a Mortgage Rate New Paltz NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

TD Bank
845-229-2675
4240 Albany Post Road
Hyde Park, NY
Wells Fargo - Fishkill
845-897-9623
1098 Main St
Fishkill, NY
Northeast Buisness Capital Inc
(845)452-6200
3 North Randolph Av
POUGHKEEPSIE, NY
American General Financial Services
(845)485-8881
2600 South Road
POUGHKEEPSIE, NY
Metlife Bank, National Association
(845) 440-4100
700 Corporate Blvd
Newburgh, NY
Bank of America - Arlington
800.432.1000
11 Raymond Ave
Poughkeepsie, NY
Citizens Bank - Wappinger Falls / SS
845-298-9468
1357 Rt 9
Wappinger Falls, NY
Freer Abstract Corp
(845)339-0091
167 Green
Kingston, NY
Countrywide Funding
(845)298-0547
1525 Route 9
WAPPINGERS FALLS, NY
Mid-Hudson Valley Federal Cu
(800) 451-8373
1099 Morton Blvd
Kingston, NY