How to Lock in a Mortgage Rate New Paltz NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Wells Fargo - New Paltz
845-255-6600
29 Main St
New Paltz, NY
Ulster Savings
(845)473-3500
2680 South Road
POUGHKEEPSIE, NY
Hudson Heritage Federal Credit Union
(845)561-5607
2 Corwin Court
NEWBURGH, NY
G M A C Mortgage
(845)298-1788
1440 Route 9
WAPPINGERS FALLS, NY
Hometown Bank Of The Hudson Valley
(845) 778-5371
12 Main St
Walden, NY
TD Bank
845-229-2675
4240 Albany Post Road
Hyde Park, NY
Andez Abstract Ltd
(845)296-0850
70 Pye Ln
Wappingers Falls, NY
Rhinebeck Savings Bank - Hyde Park Branch
(845)229-8188
1075 Violet Avenue
HYDE PARK, NY
Horizon Financial Group
(845)226-2993
6 Trinity Way
LAGRANGEVILLE, NY
Cornerstone Funding CO
(845)562-0066
5020 Route 9W
NEWBURGH, NY

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