How to Lock in a Mortgage Rate New City NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
718-548-3252
5977 Riverdale Ave
Bronx, NY
First Town Funding Corp
(201)883-9810
5 Atlantic St
Hackensack, NJ
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Salim George Salloum (RFC®), MBA
937 389 9593
35 Teak Rd
Wayne, NJ
The Funding CO
(845)928-9119
485 Route 32
HIGHLAND MILLS, NY
HSBC Bank
1.800.975.HSBC (4722)
50 Main St.
Mount Kisco, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Shs Funding
(973)633-9159
21 Furman Drive
Wayne, NJ
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
All States Financial Funding
201-883-1400
Hackensack, NJ
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