How to Lock in a Mortgage Rate New City NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
201-825-1820
Ramsey Square Sh Ctr, 1300 Rt 17 North
Ramsey, NJ
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Salim George Salloum (RFC®), MBA
937 389 9593
35 Teak Rd
Wayne, NJ
Proficio Mortgage Ventures Llc
(201) 857-4341
31 Sheridan Ave Ste 2L
Ho Ho Kus, NJ
HSBC Bank
1.800.975.HSBC (4722)
Next To C-Town Food Store 356 Whiteplains Rd
Eastchester, NY
Bank of America - McLean Ave
914.776.6400
928 McLean Ave
Yonkers, NY
Eastern Mortgage Co Inc
(201)569-9164
120 County Road
Tenafly, NJ
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Tri State Funding
(718)652-6900
2526 Wallace Avenue
BRONX, NY
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