How to Lock in a Mortgage Rate New City NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Oxford Financial Services Inc
(201)666-0166
184 Rivervale Rd
Westwood, NJ
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Salim George Salloum (RFC®), MBA
937 389 9593
35 Teak Rd
Wayne, NJ
Town & Country Lending Services
(914)736-2700
3144 Albany Post Road
BUCHANAN, NY
TD Bank
973-304-2959
399 Union Avenue
Paterson, NJ
Washington Mutualfinancial Center
(973)427-0220
33 Sicomac Rd
North Haledon, NJ
Judicial Title Insurance
(914)381-6700
550 Mamaroneck Avenue
Harrison, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Allen And Allen Insurance Agency Inc
(201)891-8790
801 Franklin Avenue
Franklin Lakes, NJ
Data Provided by: