How to Lock in a Mortgage Rate Mount Kisco NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Ossining SS
914-945-7181
246 South Highland Ave.
Ossining, NY
The Bank Of New York Rockland Division Banking Offices Chestnut R
(845)356-4750
501 Chestnut Ridge Road
Spring Valley, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Capital Mortgage Corporation
(203)327-0009
760 Summer Street
Stamford, CT
Pro-Capital Consulting Services Inc
(914)381-1414
601 Halstead Av
MAMARONECK, NY
HSBC Bank
1.800.975.HSBC (4722)
Across From Mcdonalds 600 Bedford Rd
Bedford Hills, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
The Oberman Companies
(914)694-8550
777 Westchester Ave
White Plains, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Connecticut Mortgage
(203)325-2215
441 Summer Street
Stamford, CT
Data Provided by:
      

Related Articles
- How to Talk to Mortgage Lenders Mount Kisco NY
Before you talk to mortgage lenders you should learn about your choices. In any time of economic distress it will be harder than usual to acquire a new mortgage or to refinance. Demand and boom and burst was created by easy credit and aggressive home mortgage loan companies offering temporary low payments which go up, but you just want a home loan. Not surprisingly, therefore, choices for mortgage loans will be your main concern...
- Options for Home Refinancing Mount Kisco NY
- Adjustable Rate Mortgage Mount Kisco NY
- How to Compare Mortgage Programs Mount Kisco NY
- How to Avoid Foreclosure by Knowing Your Mortgage Type Mount Kisco NY
- How to Understand a N.I.N.J.A. Mortgage Mount Kisco NY
- Flexible Mortgage For Self Employed Mount Kisco NY
- Advantages and Disadvantages of Refinancing Mount Kisco NY
- How to Create a Mortgage Calculator With Microsoft Excel Mount Kisco NY