How to Lock in a Mortgage Rate Monsey NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Union State Bank Commercial Loan Centers
(914)524-7838
660 White Plains Road
Tarrytown, NY
Household Finance Corporation Yonkers
(914)961-1253
2167 Central Park Avenue
Yonkers, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Resource Mortgage Banking Ltd
(914) 703-6400
560 White Plains Rd Ste 400
Tarrytown, NY
Wells Fargo - Thornwood
914-769-7500
962 Broadway
Thornwood, NY
Shs Funding
(973)633-9159
21 Furman Drive
Wayne, NJ
Scavone Joseph A
(914)428-7111
470 Mamaroneck Ave
White Plains, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Salim George Salloum (RFC®), MBA
937 389 9593
35 Teak Rd
Wayne, NJ
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