How to Lock in a Mortgage Rate Monsey NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Pine Island
800.432.1000
671 County Route 1
Pine Island, NY
Walden Federal Monroe Office
(845)782-2949
288 Larkin Drive
Monroe, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Smart Choice Mortgage CO
(914)241-7040
600 North Broadway
WHITE PLAINS, NY
G M A C Mortgage
(845)624-1100
325 Route 304
NANUET, NY
Capital One
845-357-5800
50 Lafayette Ave
Suffern, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Salim George Salloum (RFC®), MBA
937 389 9593
35 Teak Rd
Wayne, NJ
Hawkview I Inc
(914)242-7022
125 East Main Street Suite 205
MOUNT KISCO, NY
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