How to Lock in a Mortgage Rate Monroe NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Central Mortgage Company
(631) 421-3800
200 Broadhollow Rd Ste 400B
Melville, NY
Manhattan Mortgage Co Inc
(914) 696-0800
100 Manhattanville Rd
Purchase, NY
Trans Global Mortgage Corp
(718) 792-1845
2893 Buhre Ave
Bronx, NY
Aegis Lending Corp
(716) 835-7201
300 Corporate Pkwy Ste 118N
Buffalo, NY
Windsor Capital Inc
(718) 547-5045
3343 Paulding Ave
Bronx, NY
Ameriquest Mortgage
(516) 877-0742

Garden City, NY
S M C Mortgage Company
(631) 951-3700
781 Suffolk Ave
Brentwood, NY
Ameriquest Mortgage Company
(845) 735-4000
1 Bluehill
Pearl River, NY
Integrity Mortgage Process Center
(718) 366-1003
1104 Cypress Ave
Ridgewood, NY
Allstate Mortgage Company
(718) 331-7200
1629 Bath Ave
Brooklyn, NY

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