How to Lock in a Mortgage Rate Monroe NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Aegis Lending Corporation
(585) 421-0435

Rochester, NY
American Liberty Mortgage
(516) 877-8103
323 Merrick Ave
Merrick, NY
Finger Lakes Mortgage Company
(585) 229-5665
4 Mastin Dr
Honeoye, NY
USA Liberty Mortgage Inc
(516) 248-7924
1527 Franklin Ave
Mineola, NY
New York Mortgage Company
(631) 962-2760
538 Broadhollow Rd
Melville, NY
Suntrust Mortgage
(631) 421-3868
58 New St
Huntington, NY
Home Headquarters Inc
(315) 474-1939
120 E Jefferson St
Syracuse, NY
Northpoint Mortgage Corp
(718) 641-7000
10002 101st Ave
Ozone Park, NY
Mortgage Direct
(631) 427-0213
256 Main St
Huntington, NY
Bowery Mortgage Company
(516) 338-5000
99 Jericho Tpke
Old Westbury, NY

Related Articles
- Options for Home Refinancing Monroe NY
There are many options for home refinancing; the one you choose will most likely depend on your particular circumstances as well as the reason for the refinance. In the following paragraphs, we'll look at reasons why people refinance their home mortgages as well as a few options for home refinancing.
- How to Avoid Foreclosure by Knowing Your Mortgage Type Monroe NY
- How to Create a Mortgage Calculator With Microsoft Excel Monroe NY
- How to Talk to Mortgage Lenders Monroe NY
- Flexible Mortgage For Self Employed Monroe NY
- Advantages and Disadvantages of Refinancing Monroe NY
- How to Understand a N.I.N.J.A. Mortgage Monroe NY
- How to Compare Mortgage Programs Monroe NY
- Adjustable Rate Mortgage Monroe NY