How to Lock in a Mortgage Rate Mineola NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael H. Fliegelman (RFC®), CHFC, CLU
631 806 3568
5 Harborfields Ct
Greenlawn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Washington Mutual - Bank Locations- Manhasset
(516)627-4348
384 Plandome Road
MANHASSET, NY
Advisors Mortgage Group Llc
(516) 612-7000
1045 Route 109
Lindenhurst, NY
Allstate Insurance Greg J Smerechniak
(516)766-0443
89 N Park Ave
Rockville Centre, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Belle Haven Mortgage Company Llc
(203)667-0464
15 E. Putnam Ave. #510
Greenwich, CT
Eastern Equity Corporation
(516)294-0500
500 Jericho Turnpike Suite 2
MINEOLA, NY
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