How to Lock in a Mortgage Rate Middletown NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(845) 888-2441
140 Sullivan St
Wurtsboro, NY
Bank of America - Meadow Hill
800.432.1000
1414 Route 300
Newburgh, NY
Nbc Abstract Inc
(845)856-3330
27 Ball Street
Port Jervis, NY
HFA Inc
(845)782-1947
118 Seven Springs Road
MONROE, NY
Primelending A Plainscapital Company
(845) 564-5500
1279 Route 300 Fl 1
Newburgh, NY
Chase Bank
(845) 477-2434
138 Windermere Ave
Greenwood Lake, NY
Citizens Bank - Matamoras
570-491-4141
7 Pennsylvania Avenue
Matamoras, PA
TD Bank
845-496-9147
21 E Main Street
West Haverstraw, NY
Wells Fargo Financial
(845)344-6200
201 Dolson Ave Mdltn Commons Shpg Ctr Ste F
MIDDLETOWN, NY
Crossroad Capital Services Inc
(845)563-4777
68 North Plank Road
NEWBURGH, NY

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