How to Lock in a Mortgage Rate Middletown NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Vails Gate
845-562-1510
406 Route 32
Vails Gate, NY
Charles Vazquez
(845)692-8270
690 Plaza Rt. 211 East
Middletown, NY
Ann M. Vogel Agency
(845)986-9190
13 Wheeler Ave
Warwick, NY
Fidelity Home Mortgage Corporation
(845)294-3775
2679 Route 17M
GOSHEN, NY
Homestead Funding Corp
(845) 534-6800
55 Quaker Ave Ste 207
Cornwall, NY
Chase Bank
(845) 534-2535
36 Broadway
Cornwall, NY
TD Bank
845-928-2332
260 Route 32
Central Valley, NY
Cohen David J Clu
(845)342-3355
41 Dolson Avenue
Middletown, NY
Suntrust Mortgage Inc
(845)569-2195
5020 Route 9W
NEWBURGH, NY
Countrywide Home Loans
(845)567-3300
263 Route 17K
NEWBURGH, NY

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