How to Lock in a Mortgage Rate Middletown NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(845) 782-8151
845 Rte 17m, Ste 10
Monroe, NY
Chase Bank
(845) 856-5284
14 Sussex St
Port Jervis, NY
Neumann Insurance Agency
249 Tompkins Road
Montgomery, NY
Omega Home Funding
55 Lawrence Avenue
Homestead Funding Corp
(845) 534-6800
55 Quaker Ave Ste 207
Cornwall, NY
Chase Bank
(845) 534-2535
36 Broadway
Cornwall, NY
Chase Bank
(845) 744-2017
75 Main St
Pine Bush, NY
Bank of America - Washingtonville
23 East Main St
Washingtonville, NY
Ryan Associates Of The
180 Schwenk Dr
Walden, NY
Fidelity Home Mortgage Corporation
2679 Route 17M

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