How to Lock in a Mortgage Rate Middle Village NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Wells Fargo - Broadway & 85Th
917-441-3271
2330 Broadway
New York, NY
Advanced Settlement Svc
(718)297-0583
148-45 Hillside Av
Jamaica, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Maxim Mortgage Bankers Llc
(718)461-0155
4302 Main St
FLUSHING, NY
Franklin First Financial Ltd
(516) 479-5706
329 Hempstead Tpke
West Hempstead, NY
HSBC Bank
1.800.975.HSBC (4722)
682 Dogwood Ave.
Franklin Square, NY
Multimortgage Solutions
(718)241-0065
5206 Avenue H
Brooklyn, NY
Welsh Agency Inc
(718)351-6000
267 New Dorp Lane
Staten Island, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Kamer Capital
(516)292-3302
100 Main Street
HEMPSTEAD, NY
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