How to Lock in a Mortgage Rate Middle Village NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Allstate Insurance Greg J Smerechniak
(516)766-0443
89 N Park Ave
Rockville Centre, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Park Place Home Mortgage
(212)308-2077
226 East 54
NEW YORK, NY
Ameriquest Mortgage Company
(718)746-7184
7520 Astoria Boulevard
EAST ELMHURST, NY
Real Estate Mortgage Network Inc
(212) 481-7700
152 Madison Ave
New York, NY
Bank of America - 150 Broadway
212.406.0475
150 Broadway Ave
New York, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
First Jersey Mortgage Services Inc
(201)840-8004
1 Jersey Avenue
Cliffside Park, NJ
Lending Resource Inc
(914)576-7900
271 North Avenue Suite 703
NEW ROCHELLE, NY
Columbia Bank
(201) 794-4300
19-01 Route 208
Fair Lawn, NJ
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