How to Lock in a Mortgage Rate Merrick NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Nbp Insurance Brokerage Inc
(631)587-3230
712 West Montauk Highway
West Babylon, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Note Brokers Inc
(877)846-6837
660 Guy Lombardo Ave
FREEPORT, NY
Centex Capital Corporation
(718)997-7000
11821 Queens Boulevard Suite 310
FOREST HILLS, NY
Bank of America - Baldwin Harbor
800.432.1000
792 Atlantic Ave
Baldwin Harbor, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael H. Fliegelman (RFC®), CHFC, CLU
631 806 3568
5 Harborfields Ct
Greenlawn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Next Five Funding
(718)225-6900
160-20A Willets Point Blvd
WHITESTONE, NY
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