How to Lock in a Mortgage Rate Mastic NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Allstate Insurance Eric I. Bukzin
(631)286-0571
2470 Montauk Highway
Brookhaven, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
Oracle Funding- Inc.
(631)382-4000
1 Edgewood Ave
SMITHTOWN, NY
Capital Quest
(631)862-2102
70 Hillside Avenue
SAINT JAMES, NY
Chase Bank
(631) 924-4500
128 Main St
Yaphank, NY
Shea And Sanders Real Estate Inc
(631)360-0004
744 Smithtown Bypass
Smithtown, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
Shea & Sanders Real Estate Inc
(631)360-0004
744 Smithtown Bypass
SMITHTOWN, NY
Mortgage Outlet
(631)589-3223
280 West Main Street
SAYVILLE, NY
Data Provided by:
    

Related Articles
- How to Avoid Foreclosure by Knowing Your Mortgage Type Mastic NY
Losing home in a foreclosure process is a miserable thing. And the reason behind foreclosure is that people stop making their mortgage payments. Ofen, you can avoid this unfortunate financial condition by reading the mortgage documents carefully, before signing on the dotted lines. Be sure to hire an attorney to help you understand what you are getting into.
- Advantages and Disadvantages of Refinancing Mastic NY
- How to Understand a N.I.N.J.A. Mortgage Mastic NY
- How to Create a Mortgage Calculator With Microsoft Excel Mastic NY
- Adjustable Rate Mortgage Mastic NY
- Options for Home Refinancing Mastic NY
- How to Talk to Mortgage Lenders Mastic NY
- Flexible Mortgage For Self Employed Mastic NY
- How to Compare Mortgage Programs Mastic NY