How to Lock in a Mortgage Rate Mastic NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Riverhead
800.432.1000
499 Old Country Rd.
Riverhead, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
Usa Libery Mortgage
(631)588-3062
2145 Ocean Av
RONKONKOMA, NY
Lighthouse Mortgage Corporation
(631)382-7310
527 Townline Road
HAUPPAUGE, NY
Chase Bank
(631) 728-0100
47 W Montauk Hwy
Hampton Bays, NY
Cfs Ins Agency Inc
(631)588-0300
2100 Middle Country Rd
Centereach, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
Century 21 Rustic Realty
631-736-6633
Coram, NY
TFS Associates Inc
(631)285-7810
4949 Expressway Dr
RONKONKOMA, NY
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