How to Lock in a Mortgage Rate Mastic NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

P And R Funding
(631)951-0700
118 Carleton Avenue
Central Islip, NY
Shea And Sanders Real Estate Inc
(631)360-0004
744 Smithtown Bypass
Smithtown, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
Washington Mutual Business Banking
(631)233-4084
1377 Motor Pkwy
ISLANDIA, NY
Long Island Commercial Bank
(631)979-0888
50 Route 111
SMITHTOWN, NY
Capital One
631-737-9304
4110 Veterans Memorial Hwy
Bohemia, NY
Washington Mutualfinancial Center
(631)981-4261
991 Main St
Holbrook, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
Oracle Funding- Inc.
(631)382-4000
1 Edgewood Ave
SMITHTOWN, NY
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