How to Lock in a Mortgage Rate Massena NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Home Abstract Company
(315)328-4163
County Route 49
Nicholville, NY
North Country Savings Bank
(315)769-3566
22 Phillips Street
MASSENA, NY
First National Bank
(315)265-9950
220 Market Street
POTSDAM, NY
Community Bank NA
(315)265-3700
May Road
POTSDAM, NY
Community Bank N A
(315)265-4200
70 Market Street Suite 5
POTSDAM, NY
HSBC Bank
1.800.975.HSBC (4722)
Next To Peets Jewelers 16 Phillips St
Massena, NY
William Hayman
(315)265-2140
20 Elm St
Potsdam, NY
NBT Bank
(315)384-4206
53 West Main Street
NORFOLK, NY
Community Bank NA
(315)322-5795
3748 County Route 14
MADRID, NY
Community Bank NA
(315)388-4455
La Grasse
WADDINGTON, NY

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