How to Lock in a Mortgage Rate Maspeth NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Wells Fargo - Fort Lee Inwood
201-947-8900
1365 Inwood Ter
Fort Lee, NJ
Allstate Insurance Jamie B. Acarino
(516)333-4848
990 Westbury Rd #200
Westbury, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Network Lenders Of America
(201)871-1780
333 Sylvan Avenue
Englewood Cliffs, NJ
Schuyler Savings Bank
(201) 991-6078
24 Davis Ave
Kearny, NJ
Chase Bank
(718) 949-0844
165-40 Baisley Blvd
Jamaica, NY
Accura Title Inc
(201)553-1770
547 39th St
Union City, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Dream House Financial Llc
201-866-6000
Union City, NJ
Island Realtors of the Bronx
(718)231-0700
4227 White Plains Road Frnt
BRONX, NY
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