How to Lock in a Mortgage Rate Maspeth NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Allstate Insurance Andrea Debenedetto
(201)261-2220
1 Kinderkamack Rd
Oradell, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Country Capital Corporation
516-333-1212
Westbury, NY
Realty Mortgage Express
(201)883-0892
360 Palisade Avenue
Bogota, NJ
Mr Tax Services
(914)667-7167
9 West Prospect Avenue Suite 402
MOUNT VERNON, NY
HSBC Bank
1.800.975.HSBC (4722)
4395 White Plains Road
Bronx, NY
Washington Mutual Ocean Avenue Brooklyn Bank
(718)891-4729
2560 Ocean Avenue
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Perez And Lamar Enterprises Inc
(973)680-4550
599 Bloomfield Av
Bloomfield, NJ
1st 2nd Mortgage Co
(201)384-0138
125 Washington Ave
Dumont, NJ
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