How to Lock in a Mortgage Rate Mamaroneck NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Third Avenue/42nd Street
212.867.9546
675 Third Avenue
New York, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Allstate Insurance Owen F. Cosgrove
(914)288-0101
365 Mamaroneck Ave
White Plains, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Bank of America - New Canaan
203.801.2671
94 Elm St
New Canaan, CT
Bank of America - Dyckman Street & Broadway
718.838.7924
210 Dyckman Street
New York, NY
Continental Abstract Corporation
(212)936-2666
1 Old Country Road Suite 467
Carle Place, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
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