How to Lock in a Mortgage Rate Malone NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Etna Abstract Corporation
(518)483-7204
63 East Main Street
Malone, NY
Marvin Abstracting
(518)483-3994
63 East Main Street
Malone, NY
First National Bank - Northern New York
(518)483-8333
242 West Main Street
MALONE, NY
Beneficial Homeowner Service Corporation
(518)483-4230
Cedar Cmns
MALONE, NY
Avco Mortgage Co of N Y Inc
(585) 889-3900
3240 Chili Ave
Scottsville, NY
Adirondack Title Searching
(518)483-8699
355 West Main Street
Malone, NY
First National Bank Northern New York
(518)483-8333
242 West Main Street
Malone, NY
Seacomm Federal Credit Union
(518)483-7638
43 Finney Boulevard
MALONE, NY
Community Bank NA
(518)483-3400
10 Elm Street
MALONE, NY
Homestead Funding Corp
(518) 483-6275
31 Elm St
Malone, NY