How to Lock in a Mortgage Rate Mahopac NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(845) 878-4314
3112 Route 22
Patterson, NY
Citizens Bank - Fishkill
845-896-7910
463 Route 9
Fishkill, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Hudson Heritage Federal Credit Union
(845)561-5607
2 Corwin Court
NEWBURGH, NY
Diamond Candle CO Inc
(845)562-5000
70 John Street
NEW WINDSOR, NY
HSBC Bank
1.800.975.HSBC (4722)
Jefferson Valley Mall 650 Lee Blvd
Yorktown Heights, NY
Citizens Bank - Newburgh / Midtown
845-565-6650
456 Broadway
Newburgh, NY
Allstate Insurance George D. Berry
(845)429-7700
75 Ramapo Rd
Garnerville, NY
Countrywide Home Loans
(203)792-6762
100 Mill Plain Road
Danbury, CT
Household Finance Realty Corporation of New York
(914)962-5736
Triangle Shopping Court
YORKTOWN HEIGHTS, NY
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