How to Lock in a Mortgage Rate Lynbrook NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Rescue Title Insurance Agency Ltd.
(212)594-0600
237 West 35 Street
New York, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Maspeth Federal Savings
(516)437-5000
801 Jericho Turnpike
NEW HYDE PARK, NY
American General Financial Services
(718)335-6094
6637 Grand Avenue
MASPETH, NY
Tristate Financial Services Inc
(718)224-8300
3921 Bell Boulevard
Bayside, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Mortgagelt
(212)651-7600
33 Maiden Lane Lbby
NEW YORK, NY
M C M Financial Consultants
(631)271-6416
33 Walt Whitman Road Suite 307
HUNTINGTON STATION, NY
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