How to Lock in a Mortgage Rate Lynbrook NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Washington Mutual - Home Loan Centers- Manhattan
(212)850-2100
101 Park Avenue Lbby
NEW YORK, NY
Inner City Mortgages Inc
(718)258-2400
1865 Flatbush Avenue
BROOKLYN, NY
Bergner P A & CO
(212)840-7000
1515 Broadway Lbby
NEW YORK, NY
TD Bank
(212) 381-7900
90 Fifth Avenue
New York City, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Washington Mutual - Bank Locations- East Meadow
(516)485-4884
501 Bellmore Avenue
EAST MEADOW, NY
Coldwell Banker
(718)258-1222
3003 Avenue M
BROOKLYN, NY
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