How to Lock in a Mortgage Rate Long Island City NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(718) 731-1348
601 E Tremont Ave
Bronx, NY
TD Bank
973-736-5290
455 Prospect Avenue
West Orange, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Yes Funding Corporation
(516)877-0081
146 Old Country Road Suite 200
MINEOLA, NY
Better Choice Funding Inc
(718)221-4445
1077 Prospect Pl Ground Floor
BROOKLYN, NY
Chase Bank
(212) 868-9598
498 7th Ave
New York, NY
Bank of America - Union Square - 14th Street
212.542.1002
36 East 14th Street
New York, NY
Washington Mutual First Avenue Bank
(212)439-6176
1308 1st Avenue
New York, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Citibank N.A.
(718)458-4004
8019 Roosevelt Avenue
JACKSON HEIGHTS, NY
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