How to Lock in a Mortgage Rate Long Island City NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

TD Bank
185 Garibaldi Avenue
Lodi, NJ
Gfi Mortgage Bankers
1415 Queen Anne Rd
Teaneck, NJ
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
800 3rd Ave
Gfi Mortgage Bankers Inc
(212) 837-4537
145 Main Ave
Passaic, NJ
TD Bank
(718) 438-3325
987 4th Avenue
Brooklyn, NY
Investors Mutual And Investors Commercial Company
1811 Springfield Ave
Maplewood, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Financial Access Corporation
2179 Boston Post Road
ACM Mortgage Corporation
88-41 Ransom Street
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