How to Lock in a Mortgage Rate Long Island City NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Allstate Insurance Michael Kalkin
(718)361-1144
45-03a Queens Blvd
Sunnyside, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Lane Realty Co.
(516)482-0200
525 Northern Boulevard
GREAT NECK, NY
Classic Financial Service LLC
(718)239-2108
3217 Philip Avenue
BRONX, NY
Red Stone Agency Lending Llc
(720) 897-8609
140 E 45Th St Fl 15
New York, NY
Bauercrowley Inc.
(845)359-4114
643 Main Street
Sparkill, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mortgage One
(516)693-1297
1065 Old Country Road Suite 215
WESTBURY, NY
Cobblestone Mortgage Company Inc
(516)594-3334
100 Merrick Road
ROCKVILLE CENTRE, NY
Atlantic Funding LLC
(718)815-0400
1688 Victory Boulevard
STATEN ISLAND, NY
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