How to Lock in a Mortgage Rate Long Island City NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

TD Bank
410 Fairview Avenue
Fairview, NJ
Community Home Equities Corporation
1186 Liberty Avenue
Hillside, NJ
Precision Reporting Abstract Co Inc
505 59th Street Apt 2r
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Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
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Apple Home Mortgage
1819 Williamsbridge Rd
1.800.975.HSBC (4722)
Near Lirr Station 125 Cedarhurst Ave.
Cedarhurst, NY
Wells Fargo - Harrison
291 Halstead Ave Ste 293
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All State Title Agency Inc
25 Newark Pompton Trnpk
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Helen Beichel
1133 Park Place
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Union Mortgage CO
21903 Northern Boulevard
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