How to Lock in a Mortgage Rate Long Beach NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Sheepshead Bay
1415 Ave Z
Brooklyn, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Midas Touch Funding Inc
2824 Riverside Drive
County Crest Mortgage
300 Hempstead Turnpike Suite 218
Accents On Real Estate Inc GMAC Real Estate
917 Port Washington Boulevard
1.800.975.HSBC (4722)
2001 Rockaway Pkwy.
Brooklyn, NY
Washington Mutual Canarsie Brooklyn Bank
1764 Rockaway Parkway
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Espanol Realty Ltd
4 Clowes Ave
American General Financial Services
2167 Ralph Avenue
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