How to Lock in a Mortgage Rate Long Beach NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Cars Are Us Insurance
(718)739-2600
185-04 Hillside Ave
Hollis, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Roybar Associates
(516)483-4523
33 Main Street
HEMPSTEAD, NY
Jerry Laine- Sr. Loan Officer
(631)393-0333
270 S. Service Road
MELVILLE, NY
Contour Mortgage Corporation
(516)227-2500
1900 Hempstead Turnpike Suite 206
EAST MEADOW, NY
Airedale Agency
(516)775-7581
93 Bellmore St
Floral Park, NY
Insurance World
(516)678-9077
136 South Long Beach Road
Rockville Centre, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Mortgage Consultant Services & Associates
(718)528-7182
24220 Merrick Boulevard
ROSEDALE, NY
First Millennium Funding Inc
(631)893-3400
100 West Main Street
BABYLON, NY
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