How to Lock in a Mortgage Rate Long Beach NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Helen Beichel
1133 Park Place
Brooklyn, NY
Brookstone Of America
(516) 352-0100
New Hyde Park, NY
Your Home Funding Inc
(718)706-9922
34-27 Steinway
LONG ISLAND CITY, NY
City Capital Mortgage Banking Corporation
(516)328-3000
1 Holland Avenue
FLORAL PARK, NY
Mortgage Source Llc
(516) 487-3111
600 Old Country Rd Rm 210
Garden City, NY
Wells Fargo - Great Neck
516-466-1550
20 Great Neck Rd
Great Neck, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Cedeco Financial Services
718-257-7919
Brooklyn, NY
Joy Mortgage Corporation
(718)961-1088
13611 38th Avenue
FLUSHING, NY
Capstar Funding
(631)396-2180
225 Broadhollow Road Suite 104E
MELVILLE, NY
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