How to Lock in a Mortgage Rate Latham NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

SMC Mortgage CO
(518)371-1085
1406 Route 9
CLIFTON PARK, NY
Hudson River Mortgage
(518)389-4100
1973 Western Avenue Suite 9
ALBANY, NY
Capital Region Funding
(518)218-7500
210 Washington Avenue Ex
ALBANY, NY
1St Priority Mortgage Inc.
(518) 348-6900
1547 Route 9
Clifton Park, NY
Bank Of America Na Charlotte
(800) 233-4601
69 State St
Albany, NY
C T X Mortgage Company
518-347-1383
Schenectady, NY
Most Credit Inc
(518)475-1925
163 Delaware Avenue Suite 101
DELMAR, NY
Executive Mortgage Group Inc
(518)489-8850
3 Marcus Boulevard
ALBANY, NY
Homestead Funding Corp
(518) 477-5333
756 Columbia Tpke
East Greenbush, NY
Homestead Funding Corp
(518) 464-1100
8 Airline Dr
Albany, NY

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