How to Lock in a Mortgage Rate Larchmont NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
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Nationresidential Mortgage Banking Corporation
(516)938-5664
400 South Oyster Bay Road
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Community Financial Corp
(516)333-6090
55 Post Ave Suite 202
WESTBURY, NY
HSBC Bank
1.800.975.HSBC (4722)
Next To Key Food Store 147 Seventh Street
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The Bank Of New York Rockland Division Banking Offices Congers
(845)268-4555
37 Lake Road
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Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Diversified Financial SVCS
(718)326-1113
6549 Grand Avenue
MASPETH, NY
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