How to Lock in a Mortgage Rate Larchmont NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Broadway & 97th Street
212.222.2460
2574 Broadway
New York, NY
Paramount Land Research Co
(718)716-1656
1977 Hughes Avenue
Bronx, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Firstequity Mortgage
(201)585-7599
120 Sylvan Av
Fort Lee, NJ
Capital One
914-793-4233
151 Parkway Rd
Bronxville, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Justis Mortgage Group Llc.
(212)807-7700
224 West 4th Street
New York, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
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