How to Lock in a Mortgage Rate Kingston NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Milestone Square
845-635-2833
17 North Ave / Milestone Sqr
Pleasant Valley, NY
Midhudson Valley Federal Credit Union Kingston
(845)336-4444
1099 Morton Boulevard
Kingston, NY
Stissing National Bank - Standfordville OFC
(845)868-7700
11 Hunns Lake Road
STANFORDVILLE, NY
C A P Mortgage
(845)691-8055
199 State Route 299
HIGHLAND, NY
American Home Loans
(845)331-2577
656 Aaron Court
KINGSTON, NY
Bank of America - Saugerties Village
800.432.1000
239 Main St
Saugerties, NY
Freer Abstract Corp
(845)339-0091
167 Green
Kingston, NY
Allstate Insurance Anthony P. Nicolis
(845)471-9611
47 Civic Center Plz
Poughkeepsie, NY
Northeast Buisness Capital Inc
(845)452-6200
3 North Randolph Av
POUGHKEEPSIE, NY
Ameriquest Mortgage Company
(845)485-8836
2649 South Road
POUGHKEEPSIE, NY

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