How to Lock in a Mortgage Rate Kingston NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Ulster Avenue
1343 Ulster Ave
Kingston, NY
Consumer Marketing Services Inc
272 Main Street
Poughkeepsie, NY
Rondout Savings Bank
1296 Ulster Avenue
Coldwell Banker Village Green Realty
268 Fair Street
Sawyer Savings Bank
(845) 246-2894
87 Market St
Saugerties, NY
Chase Bank
(845) 339-5750
256 Plaza Rd
Kingston, NY
Allstate Insurance Anthony P. Nicolis
47 Civic Center Plz
Poughkeepsie, NY
Mccann Thomas Abstract Corporation
150 Rinaldi Boulevard
Poughkeepsie, NY
Hudson Valley Federal Credit Union
159 Barnegat Road
Mid-Hudson Valley Federal Cu
(800) 451-8373
1099 Morton Blvd
Kingston, NY

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