How to Lock in a Mortgage Rate Kingston NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Ulster Avenue
1343 Ulster Ave
Kingston, NY
TD Bank
21 Market Street
Poughkeepsie, NY
Ronald A. Creeden Agency
4236 Albany Post Rd
Hyde Park, NY
Jerryann Scianna Agency
22 Ibm Rd
Poughkeepsie, NY
American Home Mortgage
701 Grant Avenue
Chase Bank
(845) 635-2191
1600 Main St, Ste 14
Pleasant Valley, NY
Bank of America - Rosendale
1066 Route 32
Rosendale, NY
Citizens Bank - Red Oaks Mill
32 Vassar Road
Poughkeepsie, NY
G. A. Brenner
180 David Drive
Poughkeepsie, NY
Rhinebeck Savings Bank
708 Dutchess Turnpike

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