How to Lock in a Mortgage Rate Kingston NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Rhinebeck
845-876-2024
6708 Route 9
Rhinebeck, NY
Mc Cann And Thomas Abstract
(845)339-6243
240 Fair Street
Kingston, NY
Mclean Insurance Agency Inc.
(845)471-2660
316 Titusville Rd
Poughkeepsie, NY
Atlantic States Mortgage Corp.
(845)883-9083
2044 State Route 32
MODENA, NY
Ulster Savings Bank
(845) 338-6322
180 Schwenk Dr
Kingston, NY
Citizens Bank - Kingston NY
845-338-6200
273 Wall Street
Kingston, NY
D. J. Gilmore Agency
(845)338-9200
508 Albany Ave
Kingston, NY
Chicago Title Insurance Co
(845)562-4600
94 Market Street
Poughkeepsie, NY
Charter One Bank
(845)876-2024
6708 Route 9
RHINEBECK, NY
American General Financial Services
(845)485-8881
2600 South Road
POUGHKEEPSIE, NY