How to Lock in a Mortgage Rate Kingston NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Rosendale
800.432.1000
1066 Route 32
Rosendale, NY
Abbacy Abstract Co Of Eastern New York Inc
(845)338-1120
261 Fair Street
Kingston, NY
Integrity Land Services
(845)876-2100
6054 Route 9
Rhinebeck, NY
Ulster Savings
(845)473-3500
2680 South Road
POUGHKEEPSIE, NY
Bayberry Mortgage Group Inc
(845)483-7400
2 Cannon
POUGHKEEPSIE, NY
Chase Bank
(845) 462-1500
48 Vassar Rd
Poughkeepsie, NY
Citizens Bank - Milestone Square
845-635-2833
17 North Ave / Milestone Sqr
Pleasant Valley, NY
The Griffin Agency
(845)758-5961
7452 S Broadway
Red Hook, NY
Advisor Mortgage Llc
585-335-2480
Livingston, NY
Centennial Mortgage
(845)339-1341
312 Wall Street
KINGSTON, NY

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