How to Lock in a Mortgage Rate Kew Gardens NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Hackensack Title Agency
(201)487-9200
15 Main St Ste 314
Hackensack, NJ
Washington Mutual Bank Locations 40th And Lexington
(212)370-0110
355 Lexington Avenue
New York, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Northern Funding LLC
(212)465-2003
132 West 31st Street Floor 14
NEW YORK, NY
DSC 1 / US Capital Funding Corporation
(516)565-3400
510 Hempstead Turnpike Rm 206
WEST HEMPSTEAD, NY
Capital One
201-420-2700
35 Journal Square
Jersey City, NJ
Daniel F Palmieri
(516)433-7524
46 Carriage Ct
Jericho, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Marc One Capital
(646)366-1772
39 W 37th St 10th Fl
NEW YORK, NY
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