How to Lock in a Mortgage Rate Kew Gardens NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(212) 873-1207
335 Columbus Ave
New York, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Prymar Inc
(718)789-7900
917 Fulton
BROOKLYN, NY
Colonial Mortgage
(516)626-5107
333 Jericho Turnpike Suite 211
JERICHO, NY
HSBC Bank
1.800.975.HSBC (4722)
25715 Union Tpke
Glen Oaks, NY
Allstate Insurance Thomas Cantone
(516)561-8200
738 Franklin Avenue
Franklin Square, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Chase Home Finance
516-733-3860
Jericho, NY
Priceless Realty Corp
(718)949-5555
1 Cross Island Plaza
ROSEDALE, NY
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