How to Lock in a Mortgage Rate Kew Gardens NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - West New York
800.432.1000
6050 Bergenline Ave
West New York, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Mortgage Direct Inc
(516)868-5983
775 Brooklyn Av
BALDWIN, NY
Jp Morgan Hlthcre And Hsng Funding Corp
(212) 552-9906
1 Chase Manhattan Plz # 34Thf
New York, NY
Bank of America - East Fordham Road & Valentine Avenue
718.885.0850
248 East Fordham Road
Bronx, NY
Bank of America - Cross County Center
800.432.1000
2-4 Xavier Drive
Yonkers, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Positive Mortgage Inc
(212)687-5777
551 5th Avenue Rm 514
NEW YORK, NY
First Residential Mortgage
(718)371-0380
3241 Steinway Street
ASTORIA, NY
Data Provided by:
    

Related Articles
- How to Avoid Foreclosure by Knowing Your Mortgage Type Kew Gardens NY
Losing home in a foreclosure process is a miserable thing. And the reason behind foreclosure is that people stop making their mortgage payments. Ofen, you can avoid this unfortunate financial condition by reading the mortgage documents carefully, before signing on the dotted lines. Be sure to hire an attorney to help you understand what you are getting into.
- How to Compare Mortgage Programs Kew Gardens NY
- How to Understand a N.I.N.J.A. Mortgage Kew Gardens NY
- Flexible Mortgage For Self Employed Kew Gardens NY
- How to Talk to Mortgage Lenders Kew Gardens NY
- How to Create a Mortgage Calculator With Microsoft Excel Kew Gardens NY
- Options for Home Refinancing Kew Gardens NY
- Adjustable Rate Mortgage Kew Gardens NY
- Advantages and Disadvantages of Refinancing Kew Gardens NY