How to Lock in a Mortgage Rate Jackson Heights NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Fleet Mortgage
(201)251-5303
208 Harristown Rd
Glen Rock, NJ
Trinity Abstract
(516)255-4301
221 Atlantic Av
Oceanside, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Stone Place Mortgage Group
(914)375-4595
891 Mile Square Road
YONKERS, NY
Prime Choice Capital Group
(718)646-9100
2747 Coney Island Avenue
BROOKLYN, NY
Wells Fargo - Manhasset
516-365-2969
355 Plandome Rd
Manhasset, NY
Caruso And Boughton Realty Inc
(516)775-4000
900 Hempstead Turnpike
Franklin Square, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Capitol Hill Mortgage Company Inc
(201)567-2111
325 Sylvan Avenue
Englewood Cliffs, NJ
Sis Brokerage Inc
(516)681-3344
80 North Broadway Suite 2005
HICKSVILLE, NY
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