How to Lock in a Mortgage Rate Jackson Heights NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Wells Fargo - Rye
914-934-8278
12 Purdy Ave
Rye, NY
Capital Land Services Limited
(516)823-0221
20 East Sunrise Highway
Valley Stream, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Maragh Enterprises Inc
(718)452-2289
198 Eldert Street
BROOKLYN, NY
Centex Capital Corporation
(718)997-7000
11821 Queens Boulevard Suite 310
FOREST HILLS, NY
HSBC Bank
1.800.975.HSBC (4722)
On The Corner Of 15Th St 15 Union Square West
New York, NY
TD Bank
201-935-6601
357 Paterson Avenue
Wallington, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Z-Mortgage Corporation
(516)512-8885
1225 Franklin Avenue
GARDEN CITY, NY
KRS Private Service Bureau
(718)321-1466
3534 Union Street
FLUSHING, NY
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