How to Lock in a Mortgage Rate Ithaca NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Ithaca Tops
607-277-8500
710 South Meadow Street
Ithaca, NY
Atlantic Title And Abstract Corporation
(607)272-9310
320 North Aurora Street
Ithaca, NY
David J Dempsey Agency
(315)364-8230
983 State Route 34b
King Ferry, NY
Community Bank NA
(607)387-7580
105 Main Street
MORAVIA, NY
Alliance Bank NA - Community Branch Locations- Account Information Customer Service- Main Of
(607)756-2831
65 Main Street
CORTLAND, NY
Bank of America - Ithaca South
607.272.2407
304 Elmira Rd
Ithaca, NY
Albanese Frank Attorney
(607)272-5212
401 East State Street Gateway Center Ste 403
Ithaca, NY
Stanley T. Barlow Agency
(607)257-2306
2333 N Triphammer Rd
Ithaca, NY
Community Bank NA Interlaken
(607)532-8333
8395 Main
INTERLAKEN, NY
American General Financial Services
(607)753-3758
3908 State Route 281
CORTLAND, NY

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