How to Lock in a Mortgage Rate Howard Beach NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Wells Fargo - Broadway & 56Th
1755 Broadway
New York, NY
Allstate Insurance Michael Gargano
1085 N Broadway
Massapequa, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
First Trust Mortgage Services Inc
505 Northern Boulevard Suite 305
American General Financial Services
2167 Ralph Avenue
Capital One
122-03 14Th Ave
College Point, NY
Wells Fargo - Greenvale
9 Northern Blvd
Greenvale, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
AMI Group Inc
2116 Merrick Avenue Lbby
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