How to Lock in a Mortgage Rate Howard Beach NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Sullivan Financial Services
(201)991-0500
636 Kearny Avenue
Kearny, NJ
Allstate Insurance Arthur Doscher
(212)206-0494
1107 Broadway Suite #1406
New York, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Allied Financial Mortgage Company
(201)224-3863
260 Columbia Avenue Suite 18
Fort Lee, NJ
Berkshire Financial Group Inc
(516)827-5626
25 Newbridge Road
HICKSVILLE, NY
Wells Fargo - Larchmont Palmer
914-834-6400
1940 Palmer Ave
Larchmont, NY
Multimortgage Solutions
(718)241-0065
5206 Avenue H
Brooklyn, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Prisani Funding Corporation
(718)846-9888
87-10A Lefferts Blvd
RICHMOND HILL, NY
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