How to Lock in a Mortgage Rate Horseheads NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Franklin & Eighth Street 712 N Franklin St
Watkins Glen, NY
Elmira Savings Bank Branch Offices
(607)734-3374
930 West Church Street
Elmira, NY
Marine Midland Mortgage Corporation
(607)737-2160
150 Lake Street Suite 1
ELMIRA, NY
Choice One Lending
(607)795-2667
2667 Corning Road
HORSEHEADS, NY
Elmira Savings Bank Fsb
(607) 734-3374
333 E Water St
Elmira, NY
HSBC Bank
1.800.975.HSBC (4722)
Chemung Co. Court House 150 Lake St
Elmira, NY
HSBC Bank
1.800.975.HSBC (4722)
Historic Downtown Waverly 245 Broad St
Waverly, NY
SMC Mortgage Co
(607)735-0940
303 West Church
ELMIRA, NY
Community Bank NA - Commercial Loan Department
(607)936-2827
240 South Hamilton Street
PAINTED POST, NY
Allegheny Valley Bank Of Pittsburgh
(412)781-0318
5137 Butler Street
LAWRENCEVILLE, PA

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