How to Lock in a Mortgage Rate Hopewell Junction NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Wells Fargo - Fishkill
845-897-9623
1098 Main St
Fishkill, NY
Sullivan Insurance And Financial Services
(845)628-9604
716 Route 6
Mahopac, NY
First Insurance Agency Inc.
(845)231-3479
34 Pleasant Ridge Road Ext.
Poughquag, NY
M & T Bank - Area Branches- M & T Securities Inc- Branches- Cold Sp
(845)265-3628
40 Chestnut Street
COLD SPRING, NY
Cornerstone Funding CO
(845)562-0066
5020 Route 9W
NEWBURGH, NY
Chase Bank
(914) 276-2222
Rte 100 & 202- Somerstown Ctr
Somers, NY
M And T Bank Area Branches M And T Securities Inc Branches Cold Sp
(845)265-3628
40 Chestnut Street
Cold Spring, NY
Mclean Insurance Agency Inc.
(845)471-2660
316 Titusville Rd
Poughkeepsie, NY
Suntrust Mortgage Inc
(845)569-2195
5020 Route 9W
NEWBURGH, NY
Countrywide Funding
(845)298-0547
1525 Route 9
WAPPINGERS FALLS, NY

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