How to Lock in a Mortgage Rate Holbrook NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Washington Mutualfinancial Center
(631)434-9301
100 Adams Ave
Hauppauge, NY
Shea And Sanders Real Estate Inc
(631)360-0004
744 Smithtown Bypass
Smithtown, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
Ameriquest Mortgage Company
(631)420-0001
35 Pinelawn Road Suite 218E
MELVILLE, NY
TD Bank
(631) 979-2752
714 Smithtown Bypass
Smithtown, NY
Insurance And Asset Organiz
(631)543-7311
12 Shelly Ct
Smithtown, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael H. Fliegelman (RFC®), CHFC, CLU
631 806 3568
5 Harborfields Ct
Greenlawn, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
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