How to Lock in a Mortgage Rate Holbrook NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Ocean Capital Associates Inc.
(631)288-8600
179 Mountauk Highway Box 5
Remsenburg, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
Southside Capital
(631)234-5300
11 Oval Drive Suite 171
ISLANDIA, NY
Metlife Bank, National Association
(631) 300-3041
888 Veterans Memorial Hwy Ste
Hauppauge, NY
Chase Bank
(631) 261-8400
163 Main St
Northport, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael H. Fliegelman (RFC®), CHFC, CLU
631 806 3568
5 Harborfields Ct
Greenlawn, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
Shore To Shore Mortgage Broker Inc
(631)474-8080
5070 Nesconset Highway
PORT JEFFERSON STATION, NY
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