How to Lock in a Mortgage Rate Hilton NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(585) 637-3946
66 Main St
Brockport, NY
Citizens Bank - Lake Ave-Rochester/ Tops
710 Lake Ave
Rochester, NY
Public Abstract Corporation Default Services
31 East Main Street
Rochester, NY
Aaron Commercial Mortgage
(585) 244-5660
Po Box 18057
Rochester, NY
American General Financial Services
1900 Empire Boulevard
1.800.975.HSBC (4722)
Chili & Gardiner 532 Chili Ave
Rochester, NY
Citizens Bank - Times Square
45 Exchange Street
Rochester, NY
Independent Network
3700 East Ave
Rochester, NY
Mr. Gregory Lee Schaffer (RFC®), CFP
3205 Mount Read Blvd.
Rochester, NY
2747 Ridge Road West
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