How to Lock in a Mortgage Rate Hempstead NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Wells Fargo - Greenvale
516-484-3740
9 Northern Blvd
Greenvale, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael H. Fliegelman (RFC®), CHFC, CLU
631 806 3568
5 Harborfields Ct
Greenlawn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Inter-Continental Financial Services Inc
(718)423-6900
3808 Bell Boulevard Suite 2
BAYSIDE, NY
HSBC Bank
1.800.975.HSBC (4722)
Between 77Th & 78Th St 1002 Madison Ave.
New York, NY
Allstate Insurancejohn Mannara
(516)932-6262
550 Central Avenue
Bethpage, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Metropolitan Advisory Group
(718)204-4748
3712 23rd Avenue
ASTORIA, NY
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