How to Lock in a Mortgage Rate Gloversville NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Amsterdam
800.432.1000
140 Sanford Farms Plaza
Amsterdam, NY
First Credit Corporation Of Ny Inc
(518)773-2718
21 North Main Street
Gloversville, NY
Consumer Marketing Services Inc
(518)736-4658
223 East Main Street
Johnstown, NY
Hennessy Cindy Mortgage Broker
(518)684-0158
4809 State Highway 30
AMSTERDAM, NY
Citifinancial
(518)773-0428
RR 30 Box A
GLOVERSVILLE, NY
Citizens Bank - Amsterdam
518-842-3379
4883 State Highway 30
Amsterdam, NY
K C S Abstract Corporation
(518)842-9101
9 Mohawk Place
Amsterdam, NY
Sacandaga Abstract Corporation
(518)773-2828
68 Fremont Street
Gloversville, NY
CNB Financial Corporation
518-673-3243
Canajoharie, NY
Coldwell Banker Prime
(518)843-5255
42 Division Street
AMSTERDAM, NY

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