How to Lock in a Mortgage Rate Gloversville NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Amsterdam
800.432.1000
140 Sanford Farms Plaza
Amsterdam, NY
Armone Lisa Beth-Loan Officer Allied Mortgge Services
518-773-5986
Gloversville, NY
Tech Valley Mortgage
(518)762-3724
206 Heagle Road
JOHNSTOWN, NY
Hennessy Cindy Mortgage Broker
(518)684-0158
4809 State Highway 30
AMSTERDAM, NY
Citifinancial
(518)773-0428
RR 30 Box A
GLOVERSVILLE, NY
Citizens Bank - Broadalbin
518-883-3411
9 N. Main Street
Broadalbin, NY
Hopmeierevansgage Agency Inc
(518)875-9237
Main Street
Esperance, NY
Yale St. Funding
(518)843-8698
8 Mohawk Pl
AMSTERDAM, NY
Hometown Mortgage
(518)843-5316
4193 State Highway 30
AMSTERDAM, NY
City National Bank
(518)773-7911
52 North Main Street
GLOVERSVILLE, NY