How to Lock in a Mortgage Rate Gloversville NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Johnstown
800.432.1000
51 West Main St
Johnstown, NY
Sacandaga Abstract Corporation
(518)773-2828
68 Fremont Street
Gloversville, NY
Tech Valley Mortgage
(518)762-3724
206 Heagle Road
JOHNSTOWN, NY
Hennessy Cindy Mortgage Broker
(518)684-0158
4809 State Highway 30
AMSTERDAM, NY
City National Bank
(518)773-7911
52 North Main Street
GLOVERSVILLE, NY
Citizens Bank - Broadalbin
518-883-3411
9 N. Main Street
Broadalbin, NY
Hudson River Bank And Trust Co
(518)842-5700
161 Church Street
Amsterdam, NY
CNB Financial Corporation
518-673-3243
Canajoharie, NY
Hudson River Bank & Trust CO
(518)842-5700
161 Church Street
AMSTERDAM, NY
Coldwell Banker Prime
(518)843-5255
42 Division Street
AMSTERDAM, NY