How to Lock in a Mortgage Rate Glens Falls NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Queensbury
518-793-7711
771 Upper Glen St.
Queensbury, NY
Glens Falls National Bank And Trust Co Granville
(518)642-2206
8646 State Route 22
Granville, NY
Saratoga Funding And Development Co
(518)583-4866
12 Cedarcrest Dr
Saratoga Springs, NY
Citifinancial
(518)792-0981
756 Upper Glen Street Suite 6
QUEENSBURY, NY
Syracuse Securities Inc
(518) 688-1010
3 Franklin Sq
Saratoga Springs, NY
HSBC Bank
1.800.975.HSBC (4722)
Target 3025 Route 50
Saratoga Springs, NY
Bank of America - Glens Falls
800.432.1000
14 La Rose St
Glens Falls, NY
Allstate Insuranceken Hein
(518)761-6781
365 Bay Rd
Queensbury, NY
Glens Falls National Bank & Trust CO - Aviation Road OFC
(518)793-5386
339 Aviation Road
QUEENSBURY, NY
Albany Mortgage Group
(518)761-0008
447 Glen
GLENS FALLS, NY

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