How to Lock in a Mortgage Rate Glens Falls NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

TD Bank
518-792-1427
99 Main Street
South Glens Falls, NY
Bank of America - Queensbury
800.432.1000
183 Quaker Rd
Queensbury, NY
Associates Of Glens Falls
(518)793-3444
Po Box 190
Glens Falls, NY
Intercounty Title Agency Inc
(518)584-6972
46 Thoroughbred Dr
Saratoga Springs, NY
Metlife Bank, National Association
(518) 584-1552
18 Division St Ste 206
Saratoga Springs, NY
Citizens Bank - Saratoga
518-587-3232
84 Congress St/Gr. Union Plz
Saratoga Springs, NY
Citizens Bank - Queensbury
518-793-7711
771 Upper Glen St.
Queensbury, NY
Bank of America - Saratoga Springs
800.432.1000
27 Division St
Saratoga Springs, NY
Allstate Insurance Richard H. Hill
(518)583-9457
617 Maple Ave
Saratoga Springs, NY
Carteret Mortgage Co
518-668-9894
Lake George, NY

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