How to Lock in a Mortgage Rate Glens Falls NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

TD Bank
518-623-2666
3852 Main Street
Warrensburg, NY
Allstate Insuranceken Hein
(518)761-6781
365 Bay Rd
Queensbury, NY
U S Note And Mortgage Co Inc
(518)581-2508
18 Lake Avenue
Saratoga Springs, NY
Allied Mortgage Services
(518)581-5500
84 Walworth Street
SARATOGA SPRINGS, NY
Glens Falls National Bank And Tr
(518) 793-4121
250 Glen St
Glens Falls, NY
Citizens Bank - Saratoga / Wal-Mart
518-583-9170
16 Old Gick Rd
Saratoga Springs, NY
TD Bank
518-747-3308
14 Main Street
Hudson Falls, NY
Sutton And Tarantino Ins Agcy In
(518)584-7600
17 Division St
Saratoga Springs, NY
Glens Falls National Bank & Trust CO - Granville
(518)642-2206
8646 State Route 22
GRANVILLE, NY
Alliance Mortgage Banking Corporation
(518)583-1177
376 Broadway
SARATOGA SPRINGS, NY