How to Lock in a Mortgage Rate Fulton NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Central Square
800.432.1000
3235 Fulton St
Central Square, NY
Oswego Valley Abstract Corporation Title Insurance Department
(315)343-7018
46 East Bridge Street
Oswego, NY
First Cardinal Corporation
(315)451-4426
290 Elwood Davis Road
LIVERPOOL, NY
Americu Mortgage
(315)622-5447
7474 Oswego Road
LIVERPOOL, NY
Sefcu Services Llc
(315) 701-1390
200 Salina Meadows Pkwy
Syracuse, NY
HSBC Bank
1.800.975.HSBC (4722)
St Joseph'S Hospital 500 N Salina St
Syracuse, NY
Fulton Savings Bank Mortgage Department
(315)592-3171
75 South 1st Street # 1
Fulton, NY
GMAC Mortgage Corporation
(315)622-1900
8134 Oswego Road
LIVERPOOL, NY
Clearway Mortgage LLC
(315)458-5900
100 Kreischer Road
SYRACUSE, NY
Fulton Savings Bank
(315) 592-4201
75 S 1St St
Fulton, NY

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