How to Lock in a Mortgage Rate Fulton NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Cicero/Wal-Mart
315-699-7133
8064 Brewerton Road
Cicero, NY
Four Corners Abstract Corporation
(315)342-1601
85 West Bridge Street
Oswego, NY
Residential Mortgage CO
(315)455-5179
2231 Brewerton Road
SYRACUSE, NY
First Cardinal Corporation
(315)451-4426
290 Elwood Davis Road
LIVERPOOL, NY
Nvr Mortgage Finance Inc
(315) 451-1839
159 Dwight Park Cir
Syracuse, NY
HSBC Bank
1.800.975.HSBC (4722)
Glenn Crossing Plaza 7379 Oswego Rd
Liverpool, NY
Bank of America - Central Square
800.432.1000
3235 Fulton St
Central Square, NY
Seneca Federal Savings & Loan Association
(315)638-0233
35 Oswego Street
BALDWINSVILLE, NY
P H H Mortgage Services
(315)947-6226
Smith Road
FAIR HAVEN, NY
Fulton Savings Bank
(315) 592-4201
75 S 1St St
Fulton, NY

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