How to Lock in a Mortgage Rate Fresh Meadows NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
212-360-7299
1999 1St Ave.
New York, NY
M And T Mortgage Corporation
(718)845-2300
9714 101st Avenue
Ozone Park, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Washington Mutual - Bank Locations- Harlem Center
(212)865-4510
105 West 125th Street
NEW YORK, NY
CFN Mortgage Inc
(516)719-4902
115 Eileen Way
SYOSSET, NY
HSBC Bank
1.800.975.HSBC (4722)
Under Elevated 7 Train 2215 43Rd Avenue
Long Island City, NY
Lo Verde And Associates
(718)476-6700
7920 Eliot Avenue
Middle Village, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Commercial Capital Alliance
(516)741-8880
1100 Franklin Av
GARDEN CITY, NY
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