How to Lock in a Mortgage Rate Fresh Meadows NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - New Rochelle
800.432.1000
277 North Ave
New Rochelle, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
CFMB Holdingsinc.com
866-814-8315
Brooklyn, NY
Northside Capital
(718)238-4525
274 Bay Ridge Pkwy
BROOKLYN, NY
Emigrant Mortgage CO
(212)850-4848
5 East 42nd Street
NEW YORK, NY
Chase Bank
(718) 596-7310
390 Court St
Brooklyn, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Platinum Realty
(718)435-5070
50439th Street
BROOKLYN, NY
Financial Independance Group of America
(212)679-9523
240 East 27th Street Frnt
NEW YORK, NY
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