How to Lock in a Mortgage Rate Forest Hills NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - 266 Broadway-Williamsburg
718.384.5763
266 Broadway
Brooklyn, NY
Old Merchants Mortgage Inc
(877)653-6372
1983 Marcus Avenue Suite 118
Great Neck, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Rhino Financial Services Inc
(718)654-5045
2301 White Plains Rd
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Carver Federal Savings Ala
(212) 360-8600
75 W 125Th St
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TD Bank
201-641-2107
225 Main Street
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Bothia And Millard
(718)857-7800
397 Flatbush Avenue
Brooklyn, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
HDS Funding Inc
(718)815-6000
1016 Post Av
STATEN ISLAND, NY
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