How to Lock in a Mortgage Rate Flushing NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Carle Place SS
516-535-5382
95 Old Country Rd.
Carle Place, NY
The Freiber Group Llc
(516)683-0260
377 Oak St Cs601 377 Oak Street
Garden City, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Financial Triangle Inc
(212)360-6577
405 Lexington Avenue
NEW YORK, NY
Chase Bank
(516) 484-5005
57 Northern Blvd
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Wells Fargo Financial
(201)251-4266
556 North State Route 17
Paramus, NJ
Washington Mutual Bank Locations Queens Lindenwood
(718)529-2774
8239 153rd Avenue
Howard Beach, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
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