How to Lock in a Mortgage Rate Flushing NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

First Jersey Mortgage Service Inc
(201)646-9511
238 Main Street
Hackensack, NJ
Allstate Insurance Ben Rodriguez
(516)221-8100
2666 Jerusalem Ave
North Bellmore, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Inter-Continental Financial Services Inc
(718)423-6900
3808 Bell Boulevard Suite 2
BAYSIDE, NY
Bank of America - Lenox Gardens
212.662.0102
106 West 117th Street
New York, NY
Multiline Insurance Agency
(212)927-4595
4329 Broadway
New York, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
MVI
(516)466-8812
11 Grace Av
GREAT NECK, NY
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