How to Lock in a Mortgage Rate Floral Park NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Global Home Loans And Finance National Headquarters
(631)951-3007
270 South Service Rd Suite 25
Melville, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Atlantic Home Loans
201-798-4888
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Infinity Network Mortgage Corporation
(718)409-3100
991 Morris Park Avenue
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Capital One
212-239-2400
1 Penn Plaza
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Rubygold Financial
(631)218-0800
1250 Broadway Suite 3701
New York, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
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Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Ross Funding Inc
(718)782-1600
134 Broadway
BROOKLYN, NY
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