How to Lock in a Mortgage Rate Floral Park NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Washington Mutual Bank Locations New Hyde Park
(516)437-6400
350 Hillside Avenue
New Hyde Park, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Lend America Inc
(718)925-0500
105-40 Rockaway Blvd
OZONE PARK, NY
1 United Capital Corp
(516)512-7770
100 Quentin Roosevelt Blvd
GARDEN CITY, NY
TD Bank
212-397-2259
224 W 58th Street
New York City, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Citi Home Mortgage Corporation
(201)944-1177
1634 Center Avenue
Fort Lee, NJ
Capital 61
(914)949-9630
61 Club Pointe Drive
WHITE PLAINS, NY
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