How to Lock in a Mortgage Rate Farmingville NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael H. Fliegelman (RFC®), CHFC, CLU
631 806 3568
5 Harborfields Ct
Greenlawn, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
Suntrust Mortgage Inc
(631)293-0770
145 Pinelawn Road
MELVILLE, NY
First Federal Savings Bank Of Boston
(631) 415-5055
38 Kings Hwy
Hauppauge, NY
Washington Mutual Bank Locations Farmingville
(631)736-2726
2306 North Ocean Avenue
Farmingville, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
Washington Mutual
(631)836-0551
Po Box 567
MOUNT SINAI, NY
American Home Mortgage
(631)874-3542
8 Lakeview Drive East
CENTER MORICHES, NY
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